What We Do
Mobile payment is THE megatrend in the payment sector and will continue to gain massive importance in the future. The Covid-19 pandemic in particular has highlighted the necessity and advantage of contactless payment. Currently, there are already various applications in the market, which, however, is still at an early stage and will develop dynamically in the future and offer room for further solutions.
Unlike previous solutions, horizon focuses on the complete digitalization of the payment process: on the one hand, no physical payment card is needed (it is „tokenised“, i.e. encrypted) and no physical payment terminal on the other. This highly developed solution is extremely easy to use for the merchant and the consumer and considerably lowers the barrier for entry to digital and mobile payment, therefore promoting financial inclusion and suggesting for individual, local payment solution – for all geographies. Find out more
Who We Are
vipaso GmbH (registered in August 2019), Vienna Payment Solutions, is a Viennese start-up dedicated to the topic of payments, specifically mobile payments, and has developed an end-to-end complete solution.
The company is managed by
Wolfgang Platz, President
Entrepreneur and tech investor, founder of the IT unicorn Tricentis.
Peter Neubauer, CEO
Payment veteran with 30+ years industry experience.
Matthias Horvath, CPO
Payment & fintech expert with global experience of scalable payment solutions.
vipaso GmbH is owned by private investors
The world is ready for a new payment paradigm
A state-of-the-art payment solution, usable anywhere in the world, independent from payment schemes, mobile phone companies, mobile operators or existing financial rails, based on Bluetooth Smart© data transmission technology:
It can be easily expanded and developed further – as the system is proprietary and under full control of the owners.
It is offering the full set of components for running the end-to-end payment transactions.
The system is completely white-label – any brand or name can be used to market it. It can be interfaced with any system and service provider required to conduct the transaction cycle.
easy, fast and convenient
No extra hardware needed for the merchant.
Anyone who runs the system (owner/license holder) is in full, autonomous control over every aspect (financial, commercial, business wise) of the business, conducted with the solution.
How the system works
The horizon system consists of these components:
1. the merchant terminal app
2. the consumer app
3. the horizon backend
It stands for a modern, independent, end-to-end mobile payment solution fully controlled by the stakeholders.
It’s unique – It’s horizon
horizon stands for a comprehensive solution based on in-depth payment knowledge combined with outstanding technical features to ensure a competitive, yet user friendly product. It’s prepared to be utilized in various cases, geographies and environments.
1. It’s completely software based
No terminal hardware is needed.
2. It’s end-to-end
One solution to cover and initiate the entire process and value chain.
3. It’s flexible and scalable
From the local solution to the countrywide coverage.
4. It’s secure
Highest standards are met by all-encrypted traffic and tokenization.
5. It’s ubiquitous
iOS and Android versions wait to excel expectations.